I began my career in financial services within the banking industry over 12 years ago. After spending the first six years of my career functioning in every major capacity of a financial institution, I realized my top priority had become providing a higher level of personalized service to my clients. I wanted to be in a position that enabled me to have a much greater impact on their current and future lifestyle, but my present situation was hindering my ability to do so. While searching for a position that better suited my needs as well as my clients’, I was referred to a Financial Planning Seminar that focused on the benefits of a relationship between client and advisor. I realized that financial planning was the opportunity I was looking for and dove into my new career. After years of working with firm after firm, I decided the only way I could truly benefit from the opportunities presented was to do it myself.

 Today, I am the owner of Ethos Financial & Tax Planning, Inc. – an independent financial planning firm based in Folsom, CA. The name Ethos reflects its philosophical origin from Aristotle’s Rhetoric. Ethos means ethics or personal credibility, which according to Aristotle, was the foundation of those who had the desire to be a persuasive influence on others’ lives. The name Ethos perfectly encompasses our core values: Integrity, Communication and Trust. At Ethos Financial, our relationships are our top priority. Each of these relationships is founded on our core values and is sustained by our goal to create a positive experience at all times.

At Ethos Financial we offer the following services:

	Fee-based Financial Planning
	Investment/Asset Management
	Retirement Planning
	Life Insurance Strategies
	Estate Planning and Wealth Transfer Strategies

If you’re looking for a Financial Advisor who will listen and empathize with your situation, not scold you for past decisions, educate you on your options and help plan for your financial future, then you’ve come to the right place. I’ll be your advisor, educator, motivator and advocate. One of the most rewarding pieces of my business is witnessing my clients come to the realization that they are not alone, but have someone in their corner who truly cares about their future. I have watched as my clients grow to become more comfortable with their finances, their direction and become inspired to make things happen. It would be an honor to help make this happen for you. Please feel free to contact me for more information.

Timothy McGinnis, CRTP
Investment Advisor Representative
P: (916) 294-0577
193 Blue Ravine Ste 260
Folsom, CA 95630
Email: tmcginnis@ethosfis.com